Advanzia Bank - About us

Advanzia: The digital bank on a growth trajectory

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Our vision is to be a forward-looking bank that focuses on customer satisfaction. For Advanzia, this means offering private consumers and business partners competitive, straightforward and transparent products and solutions.

Our day-to-day work is based on values of simplicity, trust and transparency, which form the foundation for our vision of a European digital bank that specialises in bespoke credit card solutions. ​

Together, we are looking to continue our growth over the coming years, and we intend to extend our geographical reach by offering Advanzia products and solutions in additional European markets.


credit card customers


Billion Euro
in deposits


Business partners



There are seven members in our management: Nishant Fafalia, Kaj Larsen, Patrick Thilges, Paulo Bastos, Johan Bjurup, Linda Früh and Frank Hamen.

Advanzia Bank Management Committee
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About us - News & media

News & press releases

See this section for news, press releases and contact details.

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About us - Investor relations

Investor relations

Here you can find facts and figures, detailed overviews and financial reports.

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Corporate Social Responsibility (CSR)

Social responsibility

Find out more about our social commitment in Luxembourg and beyond.

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Our history

Advanzia Bank S.A. was founded in 2005 in Luxembourg. From the very outset, our company focused on credit card solutions for private customers, businesses and financial institutions.

Since it was founded, our company has enjoyed continuous growth and is now one of the leading online credit card providers in Germany. We are steadily increasing our market share in Luxembourg, Austria, France, Spain and Italy, and gradually tapping into other markets in Europe.

About us - Our history